HubTools

Credit Card Generator & Validator

Generate test credit card numbers with valid Luhn checksums and validate existing card numbers

Generate Test Cards
Create test credit card numbers that pass Luhn validation
About Credit Card Numbers

The Luhn Algorithm

The Luhn algorithm is a checksum formula used to validate credit card numbers. It detects simple errors in typing or transmission of card numbers.

Card Number Structure

  • IIN/BIN: First 6 digits identify the card issuer
  • Account Number: Digits 7 to second-to-last
  • Check Digit: Last digit calculated using Luhn algorithm

Common Card Types

  • Visa: Starts with 4, 13-19 digits
  • Mastercard: Starts with 51-55 or 2221-2720, 16 digits
  • Amex: Starts with 34 or 37, 15 digits
  • Discover: Starts with 6011 or 65, 16-19 digits

Legal Notice: These generated numbers are for testing and development only. Using fake credit card numbers for fraudulent purposes is illegal.